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Technology

Open Payment Framework (OPF)
Clear2Pay offers world class solutions based on the Open Payment Framework (OPF). The OPF is a library of component building blocks from which payments solutions can be derived. The Open Payment Framework is built entirely on a Service Oriented Architecture (SOA) delivering common, reusable services consisting of a comprehensive data model, choreographed payment business processes and configurable services including parsing, validation, cost based routing, warehousing security, auditing and many more. From this core framework, Clear2Pay has created pre-defined solutions including the Bank Payment Hub, SEPA, Remittance and Faster Payments for the UK.
Software Development Kit (SDK)
Clear2Pay’s Core Open Payment Framework (OPF) ships with a comprehensive Software Development Kit (SDK). The SDK changes the paradigm of a “buy vs. build” decision to a “buy and build”. Through documented APIs, customisation patterns and a suite of reusable frameworks the SDK offers our customers the ability to add, change and round out components to meet their unique requirements. Time to market is an essential ingredient of maintaining a competitive edge, so whether it is with a 3rd party Systems Integrator, the Bank’s own IT department or Clear2Pay, the SDK provides the Bank with all the necessary tools to implement a complete payments solution.
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