Clear2Pay

EBPP - Electronic Bill Presentment and Payment

Two solutions for banks and payer institutions looking to rapidly integrate their on-line banking system with Electronic Bill Presentment and Payment (EBPP) services.

BillView offers connection to centralised bill presentment environments
Bill Payment Routing offers decision-based bill routing connectivity to billers

BillView Hub
(on the Open Payment Framework)

Banks and payer institutions looking to rapidly integrate their on-line banking system with Electronic Bill Presentment and Payment (EBPP) services can reduce time to market with BillView.

BillView is an open and flexible solution for financial institutions integrating with domestic Electronic Bill Presentment and Payment (EBPP) consolidatIon infrastructures. The BillView Hub consists of two main components; Billview Integrator and Billview Consolidator.

BillView Integrator is designed to interface with domestic bill consolidators in a flexible and configurable manner. BillView Integrator can easily interface with other consolidator schemes e.g. third party consolidation schemes such as BPAY in Australia.

BillView Consolidator interacts between the billers and the banks offering bill presentment and payment services. Banks can interface directly into BillView Consolidator or use BillView Integrator for this interfacing.

Being a scalable, high performance solution, it is suitable for high volume environments typical of financial service organisations. All the necessary functions are included in the base system, allowing you to configure a start-up system based on your current needs and then easily expand the system as volumes grow.

Benefits

Offers a proven solution ready for immediate implementation
A cost effective alternative to building a solution in-house
Rapid time to market
Easy for Payment Institutions to integrate into their existing On-Line Banking system
Built on a proven and scalable platform
Fully integrated with Clear2Pay’s Bank Payment Hub solution

BillView Hub brochure 974 KB

For more information contact:

Bill Payment Routing
(on the Open Payment Framework)

Banks and payer institutions looking to rapidly integrate their on-line banking system with Electronic Bill Presentment and Payment (EBPP) services can reduce time to market with BillView.

Electronic Bill Presentment and Payment (EBPP) has evolved greatly in the last ten years and the opportunity for future expansion is great. Currently three quarters of the US Online Households pay bills online and Internet Bill Payment is growing at a rapid pace, 25-30% a year. The Gartner Group predicts 65 million consumers will pay bills online by the end of 2007. With this evolution, U.S. Consumer requirements have also increased; they now demand Pay Anyone services and want mobile phone bill payment options.

Bank’s requirements have also advanced. Today’s Banks need to:

Gain control of their EBPP architecture by comply with the Service Oriented Architecture vision of an Enterprise Payments Strategy, and leverage current technical investments in
Online Banking and other customer interaction channels around EBPP
Produce Significant Cost Savings by recognizing the results of Optimal Payment Routing and providing Billers a direct interface to the Bank to increase adoption and facilitate more On-us payments
Own the Online Customer Interaction by providing the bill presentment and payment service via the Bank branded internet banking application and owning the data collected on consumer payment behavior

Clear2Pay’s EBPP solution is designed to address the needs of the Payer, Biller and the Bank.

Bill Payment Routing brochure 1,1 MB

For more information contact: