Corporate Profile

Vision: technological, economic, disintermediary and regulatory pressures as well as customer demand are dramatically changing the payments industry.

Mission: to be a leading worldwide payment technology solutions supplier that enables our customers to provide and use superior electronic payment services integrated in the full financial value chain.

Clear2Pay is an innovative payments technology company focused on delivering globally applicable solutions for secure, timely and streamlined payments processing. Clear2Pay’s Open Payment Framework (OPF) enables financial institutions to improve internal payments processing efficiencies whilst at the same time providing their clients with better payment services that are faster, with richer payments related information.
Clear2Pay’s solutions within the Service-Oriented Architecture (SOA) based Open Payment Framework offer financial institutions the ability to process payments through a centralised payments engine that utilises a library of re-useable business services across all payment types. The bank can thus combine new services models with existing infrastructures, thereby protecting previous investments whilst gradually moving to a more modern efficient payments environment.

Solutions

Open Payment Framework more
Clear2Pay offers world class solutions based on the Open Payment Framework (OPF). The OPF is a library of component building blocks from which payments solutions can be derived. The Open Payment Framework is built entirely on a Service Oriented Architecture (SOA) delivering common, reusable services consisting of a comprehensive data model, choreographed payment business processes and configurable services including parsing, validation, cost based routing, warehousing, security, auditing and many more. From this core framework, Clear2Pay has created pre-defined solutions.

Software Development Kit more
Add, change and extend Open Payment Framework components to meet unique requirements.

Bank Payment Hub more
An umbrella payments solution offering a combination of tactical products, each introduced below, through a centralised payments infrastructure across their enterprise.

Domestic Payments more
Efficiency, cost savings and adaptiveness in high-value RTGS and lower-value ACH payments operations.

International Payments more
Volume handling, 3rd party processing, multi-bank & multi-currency, correspondent banking, improved STP and decision based routing, with enrichment and automated repair.

Single Euro Payments Area (SEPA) more
Added value services coupled with cost based routing and payment transparency for managing SEPA Direct Debit and SEPA Credit Transfer migration.

SEPA Direct Debits more
Payment solution for the changing direct debit market under the Single Euro Payment Area.

SEPA Credit Transfers more
Consolidating European Credit Transfers

Imaged Check Processing more
Next generation check image exchange solution offering flexible scalability designed to evolve in conjunction with the industry.

Corporate Payment Management more
A Corporate Payment Hub for companies and a Business Banking Payments solution for banks.

Consumer Remittance Payments more
A complete, flexible and secure solution for international money transfer services for cash, cards and electronic transactions.

Electronic BillPresentment and Payment (EBPP) more
Open and flexible EBPP solutions for either integrating with domestic consolidators or decision-based routing to billers.

eBanking (Diagram) more
Modular multi-channel remote banking solution for Retail and Corporate

Chargeback more
Value added Chargeback processor solutions for banks, card processing centres, issuers and acquirers.

3-D Secure Solutions more
Secure card solutions for enrolment, authentication and access management.

Cards Solutions more
End to end card payment and secure card solutions encompassing authenticated POS, payment gateway and clearing solutions for acquirers and merchants.

Integri Testing & Test Tools more
Integri proposes the widest range of testing tools in the industry for electronic transactions in payment, smartcard and mobile applications.

Clients

“Visa has selected Clear2Pay to provide and host an electronic cross-border money transfer service as they are able to offer a scaleable solution and the management of the company has extensive knowledge and experience within e-finance. The incorporation of innovative anti-money laundering and fraud prevention in Clear2Pay’s solution ensures that we meet all necessary regulatory requirements across multiple jurisdictions, while at the same time reducing our exposure to fraudulent activity.”
Jon Prideaux, Executive Vice President of Visa EU

"Customers are vital to our success as a leading bank; we wish to demonstrate technology leadership in order to ensure that our customers benefit through leaner, more flexible, efficient and user-friendly products. Flexibility was a main internal driver, underpinned by the need to decrease both the level of manual inter- vention in the payment chain as well as our reliance on legacy systems."
Guy Whitcher, Head of Cash Management & Transaction Services at ANZ Bank

"DnB NOR has selected Clear2Pay to develop a NORDIC Payment Service system as they are able to offer a scaleable solution and the company has extensive knowledge and experience within (international) payments.”
Terje Nilsen, Executive Vice President of DnB NOR


“With the reopening of world markets to South Africa and the growing need for regional integration in Southern Africa, we believe that continued technological innovation and improvement will be essential to the survival of this bank.”
Dieter Botha, Standard Bank



Management
Addresses
More info on solutions & services

Corporate Profile pdf 1,2 MB